The complexities of the medical schemes industry may be confusing and members need independent and knowledgeable advice. We offer advice and guidance in simple terms to deliver fit-for-purpose products. We are contracted with various open medical schemes with options ranging from student plans to comprehensive plans.

Provides cover for the difference between what your medical aid pays and the rates charged by medical specialists. An affordable answer to reduce those unexpected medical expenses. Co-payments/deductibles can also be covered

Covers emergencies and day-to-day. This is medical insurance and should not be mistaken for medical aid cover. Private healthcare solutions, like medical schemes, remain unaffordable for a large portion of the workforce. Employers can choose the combination of benefits that best suit their employees needs and affordability.

We negotiate preferential premiums with insurers based on a clients risk assessment and affordability. Personal insurance cover includes:

• Motor vehicle
• Motor cycle
• Trailers and caravans
• Household contents, building and all risk
• Personal liability and accidental

Protection whilst travelling against trip cancellations, lost luggage, flight accidents, medical expenses. Packages include Schengen, European and worldwide.